A
Gradual loan repayment through regular installments covering principal and interest.
Yearly cost of borrowing including interest and fees.
Distribution of investments across stocks, bonds, cash, and other asset classes.
Total market value of assets managed by a fund manager or investment firm.
B
Market condition where stock prices are falling and investor confidence is low.
Established company with strong reputation and reliable dividends.
Fixed income security representing a loan with fixed interest payments.
Market condition where stock prices are rising and investor confidence is high.
Primary stock exchange in India for trading stocks and securities.
C
Compound Annual Growth Rate - average annual return over multiple years.
Profit from selling an asset for more than the purchase price.
Interest earned on both principal and accumulated interest over time.
Cost To Company - total employee compensation including salary and benefits.
Numerical rating of creditworthiness based on borrowing history.
D
Mutual fund investing in bonds and fixed income securities.
Digital account for holding and trading securities in electronic form.
Reduction in asset value over time due to wear or obsolescence.
Strategy of spreading investments across different assets to reduce risk.
Cash payment distributed to shareholders from company profits.
E
Equity Linked Savings Scheme - tax-advantaged mutual fund for Indian investors.
Equated Monthly Installment - fixed monthly loan repayment amount.
Ownership stake in a company represented by shares or stock.
Exchange Traded Fund - investment fund traded like stocks on exchanges.
Price at which one currency can be exchanged for another.
F
Fixed income investment earning guaranteed interest over specific period.
Financial Independence, Retire Early - strategy to accumulate wealth and retire young.
Interest rate that adjusts based on market conditions and benchmarks.
Foreign exchange market for trading currencies globally.
Professional who invests and manages mutual fund or portfolio assets.
G
Gross Domestic Product - total economic output of a country.
Lump sum payment given to employees at end of service.
Total employee compensation before deductions and taxes.
Goods and Services Tax - consumption tax on goods and services.
Mutual fund focused on capital appreciation with higher risk.
H
House Rent Allowance - tax-free housing component of salary.
Investment fund using advanced strategies to maximize returns with managed risk.
I
Mutual fund tracking a market index like Sensex or Nifty.
Rate at which general price levels of goods and services increase.
Percentage charged by lender or paid by borrower on principal amount.
Initial Public Offering - first time a company's shares are offered to public.
Insurance Regulatory and Development Authority - regulates insurance in India.
L
Ease of converting an asset to cash without significant price loss.
Single large investment made at one time rather than in installments.
Tax on profits from selling assets held for more than one year.
M
Date when investment principal is repaid to investor.
Investment fund pooling money from investors to purchase diversified securities.
Market Capitalization - total value of a company's outstanding shares.
Marginal Cost of Funds Based Lending Rate - RBI benchmark for loan rates.
N
Net Asset Value - price per unit of a mutual fund or ETF.
Total assets minus total liabilities; measure of financial position.
National Pension System - voluntary retirement savings scheme in India.
National Stock Exchange - largest stock exchange in India by volume.
Non-Resident Indian - Indian citizen living outside India.
P
Employee savings scheme with employer and employee contributions.
Collection of investments held by an individual or fund.
Public Provident Fund - long-term tax-free savings scheme in India.
Amount paid above par value or price above current market value.
R
Savings deposit with regular monthly fixed amount investments.
Rate at which central bank lends to commercial banks overnight.
Profit or loss earned on an investment expressed as percentage.
Possibility of losing some or all investment capital.
Return on Investment - profit percentage on capital invested.
S
Benchmark index of 30 largest companies listed on BSE.
Securities and Exchange Board of India - regulates Indian securities market.
Systematic Investment Plan - regular monthly mutual fund investments.
Short Term Capital Gains - tax on profits from selling assets held under one year.
Systematic Transfer Plan - automatic regular fund transfers between schemes.
Systematic Withdrawal Plan - regular periodic withdrawals from mutual fund.
T
Expense that reduces taxable income and tax liability.
Tax Deducted at Source - tax collected by payer and remitted to government.
Life insurance providing coverage for specific period at low cost.
Unit Linked Insurance Plan - combination of insurance and investment.
X
Extended Internal Rate of Return - measures actual returns on irregular investments.